Which deed expressly warrants that the title is clear and there are no undisclosed claims or encumbrances?

A Warranty Deed provides express warranties about the title being transferred, specifically guaranteeing that the title is clear and free from undisclosed claims or encumbrances. This type of deed includes covenants that assure the grantee (the buyer) that they will enjoy full ownership of the property with no hidden issues that could affect their title.

In a Warranty Deed, the grantor (the seller) promises that they will defend the title against any claims that may arise, and they typically cover the entire history of the property. This is significant because it offers the highest level of protection to the grantee, providing legal recourse should any undisclosed claims or issues surface after the transaction.

Other types of deeds, while they may transfer title, do not offer the same level of protection. A Quit Claim Deed transfers whatever interest the grantor has in the property without making any guarantees about the title. A Special Warranty Deed only warrants against claims or encumbrances that occurred during the time the grantor owned the property, and a General Warranty Deed does provide broader protection, but it is typically synonymous with a Warranty Deed. Therefore, the Warranty Deed is specifically noted for its explicit assurance of a clear title, making it the correct choice