Which policy typically offers coverage for property owners against legal disputes and claims on their property?

The Owner's policy is specifically designed to provide coverage for property owners against various legal disputes and claims that may arise related to their property. This type of title insurance protects the owner after the purchase of the property, ensuring that they have clear ownership and are shielded from potential issues such as undisclosed liens, encroachments, or other claims that could undermine their ownership rights.

In contrast, the Loan policy primarily protects the lender's interest in the property, ensuring that their investment is secure against similar legal issues but does not extend coverage to the property owner. The Leasehold policy is aimed at those holding a lease on a property, covering specific rights associated with that lease, rather than ownership disputes. An Exceptions policy, meanwhile, limits coverage by outlining specific exceptions to the protections provided, thus not offering broader coverage like the Owner's policy does. Therefore, the Owner's policy is the most suitable option for property owners seeking coverage against legal disputes and claims.